490 Lado De Loma Drive, Vista, CA 92083 (MLS # PTP2607015)

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PRICE $2,475,000 dsIDX morgage calculator
BEDS 0
BATHS 0
HOME SIZE 6,322 sqft
LOT SIZE 9,148 sqft

Exceptional investment opportunity in the heart of Vista! Built in 2025, this fully occupied four-unit property offers strong income, modern construction, and outstanding long-term investment potential. Generating $170,160 in gross scheduled annual income, this turnkey asset is an excellent addition to any portfolio and an ideal 1031 exchange opportunity. The property features two spacious three-story townhome-style units, each offering 5 bedrooms, 3.5 bathrooms, an attached one-car garage with electric car charging outlets, private driveway parking, energy-efficient mini-split heating and air conditioning, and in-unit laundry. The main level includes the kitchen, living room, half bath, and garage access. The lower level features two bedrooms, two bathrooms, and laundry, while the bottom level offers three additional bedrooms and a full bathroom. A second detached building includes two single-level units, each with 2 bedrooms and 2 bathrooms and energy-efficient mini-split heating and air conditioning"”one upstairs and one downstairs. Beneath this building also includes two vacant ground-floor storage/workshop rooms, each with its own entrance and excluded from the existing residential leases. These spaces offer the potential for additional rental income beyond current residential rents. Any potential conversion or alternative use is subject to buyer verification. All four units are tenant occupied, providing immediate cash flow from day one. As a newly constructed property, it is exempt from California's statewide rent cap under AB 1482 (buyer to verify applicability), offering added flexibility for future rental growth. Additional features include owned solar, fire sprinkler systems throughout, quality modern construction designed for low maintenance, and a prime location near shopping, dining, schools, parks, and major commuter routes. Rarely does a newer, fully leased four-plex with strong income, quality construction, and future upside become available. Don't miss this exceptional investment opportunity in one of Vista's growing rental markets.

DAYS ON MARKET 3 LAST UPDATED 9/16/2026
YEAR BUILT 2025 COMMUNITY 92083 - Vista
GARAGE SPACES 2.0 COUNTY San Diego
STATUS Active PROPERTY TYPE(S) Residential Income


ADDITIONAL DETAILS
AIR Wall/Window Unit(s)
AIR CONDITIONING Yes
AREA 92083 - Vista
GARAGE Yes
HEAT Wall Furnace
LOT 9148 sq ft
LOT DESCRIPTION Back Yard
LOT DIMENSIONS 0.21
POOL DESCRIPTION None
STORIES 3
MORTGAGE CALCULATOR
   

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Listed with eXp Realty of California, Inc.

Based on information from CRMLS as of 9/19/26 8:07 AM PDT. The information being provided by CRMLS is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CRMLS, CLAW, CRISNet MLS, i-Tech MLS, PSRMLS and/or VCRDS and is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited.

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