631 Riverside Avenue, Santa Cruz, CA 95060 (MLS # ML82042932)
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Versatile investment opportunity featuring a 3 bedroom, 1.5 bathroom main home, a 1 bedroom, 1 bathroom lower unit, and additional flexible space. The main home offers thoughtful updates throughout, including a remodeled kitchen with granite countertops and updated appliances, radiant floor heating, and engineered hardwood flooring in the main living areas. The lower unit includes a private entrance, kitchen, and living area. The property features a detached bonus room off the garage, along with a garage that offers potential for future ADU conversion (buyer to investigate), creating an additional opportunity for value-add and increased income. Energy-efficient features include double-pane windows, solar light tunnels, owned solar, and an EV charging station. Located just minutes from downtown Santa Cruz, beaches, and transit. A rare opportunity to own a flexible, multi-unit property in one of Santa Cruz's most desirable locations.
| DAYS ON MARKET | 8 | LAST UPDATED | 4/14/2026 |
|---|---|---|---|
| YEAR BUILT | 1948 | COMMUNITY | 699 - Not Defined |
| GARAGE SPACES | 1.0 | COUNTY | Santa Cruz |
| STATUS | Active | PROPERTY TYPE(S) | Residential Income |
| Elementary School | Other |
|---|---|
| Jr. High School | Other |
| High School | Santa Cruz |
| ADDITIONAL DETAILS | |
| AIR | None |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Electric Oven, Gas Cooktop, Range Hood, Refrigerator, Vented Exhaust Fan |
| AREA | 699 - Not Defined |
| GARAGE | Yes |
| HEAT | Electric, Fireplace(s) |
| LOT | 7841 sq ft |
| LOT DESCRIPTION | Level |
| LOT DIMENSIONS | 7841 |
| PARKING | Electric Vehicle Charging Station(s), Guest, Gated, Off Street, Workshop in Garage |
| SEWER | Public Sewer |
| STYLE | Traditional |
| TAXES | 12051 |
| VIEW | Yes |
| VIEW DESCRIPTION | Park/Greenbelt |
| WATER | Public |
TOTAL MONTHLY PAYMENT
| SATELLITE VIEW |
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